Q: I own a camera and
computer… Why can’t I just do this myself?
A: There is absolutely nothing stopping you from taking your own personal
inventory. In fact we encourage it. However, while many homeowners have every
intention of doing it, most never get around to it until after it is too late.
Besides, we do this for a living and have developed a methodology and process
that ensures proper documentation and utmost security of your personal
inventory.
Q: I have homeowner’s
insurance. Isn’t that enough?
A: If and when a catastrophe occurs, documentation is the key factor in
determining compensation from an insurance claim. Property claims are handled
based on “assumptions” and “standards”. While your insurance company may
“assume” you have a color TV in your family room, they may also “assume” it is
a “standard” 27” worth around $400. The reality is you may own a 42” plasma
screen TV valued at over $6500. AHIP's services can also help you evaluate
whether you are properly insured.
Q: What happens in the
event of a home disaster or theft?
A: With your singed authorization, we will release your certified digital
inventory records to the appropriate agencies (basic plan excluded). If you
have safely maintained your back-up copy you can forward the package to the
appropriate authorities for expedited processing of your claim.
Q: How secure is my
information? What do you do to insure privacy?
A: AHIP is bonded and recognized by the local authorities as a home inventory
protection service. Our reputation is everything and all Inventory Specialists
have been properly screened and trained. We identify you and your home with a
unique and secure number ensuring privacy and security should your CD be lost
or stolen. Customer account information is encrypted and stored on a password
secured computer that is not connected to the Internet and AHIP also maintains
an off-premise back-up of this data. We also guarantee that we will not sell
or otherwise provide your information to any third parties.
Q: How long does the
In-Home portion of the service last?
A: A home inventory for a 2,000 sq. ft. home with an average amount of
furnishings takes approximately 3 hours to document its general contents. If
you have a larger home or special collections the amount of time spent
performing the in-home portion of the services can vary depending upon what
specific items the homeowner wants documented. Having receipts, product
documentation, and your insurance policy ready and available can help expedite
the process.
Q: What items should I
plan on having documented?
A: Furnishings, appliances, electronics, and any endorsed , appraised, or
custom made possessions. During the initial consultation, an AHIP representative
will ask the neccessary questions to help you determine what items should be
documented in your home or business.
Q. When will I receive my completed inventory package?
Upon completion of the initial home inventory evaluation you should receive
your package complete with documentation and CD within 3 weeks. If necessary,
follow-up visits can usually be performed in less than one hour.
Q: How is my package
delivered?
A: AHIP will deliver the final documentation in person or discretely packaged
via USPS Priority Mail with delivery confirmation.
Q: I live outside
the AHIP network but would like to create a digital inventory of my home?
A: Fear not as we are currently developing a Do-It-Yourself kit complete with
everything needed to perform your home inventory.
Contact us now for more
information!
Q: How do I know
if I am properly insured?
A: AHIP can help you quickly calculate the value of your home assets to
determine if you are properly insured. In many instances people don’t realize
that they are over-insured and paying too much in premiums, or on the other
hand may not have adequate insurance to cover the contents of their home. Did
you know certain policies don’t cover floods while others put a limit on
earthquake damage? We are experienced and can provide counseling on the types
of coverage available and make recommendations based on your specific needs.
Q. How do I become a Certified AHIP representative?
A. For information about becoming a Certified AHIP Inventory Specialist please
contact us at
support@nchomeinventory.com.